After you move in

A few things to do in the first year, and your broker is still your broker.

• If it's your main home, apply for the homestead exemption with the Volusia County Property Appraiser by March 1 of next year.
• Keep your closing papers, especially the settlement statement and the deed. You'll want them at tax time and when you sell.
• Your first tax bill may be higher than the seller's was, because the assessed value resets after a sale. Your escrow payment may change with it.
• Your insurance renews every year. A wind mitigation report on file can lower it.

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Sources: Florida Statutes §196.011 (homestead application by March 1); Florida Constitution Art. VII §4. Programs and rules change; check what's current. This is general information, not legal or tax advice.